Skip to content
PROFI
CA0xab7bba4ed1ada713eee14983386238910871cd4c
Structured finance · Robinhood Chain

Protection for owners.
Premium for holders.

Asset owners buy conditional protection. Stablecoin holders earn conditional premium. One fully funded market on Robinhood Chain.

Connect your wallet and explore market data. PROFI deposits and claims are not yet enabled for real funds.

Fully funded
Principal, tokens and premium held in escrow.
Defined outcomes
Know the cash and token outcomes before depositing.
No leverage
No lending or reuse of market collateral.

Market prices

Connecting

Robinhood stock tokens · USD · refreshes every 30 seconds

TSLA

—

Awaiting source

NVDA

—

Awaiting source

AAPL

—

Awaiting source

AMZN

—

Awaiting source

GOOGL

—

Awaiting source

META

—

Awaiting source

COIN

Coinbase Global, Inc.

—

Awaiting source

MSFT

—

Awaiting source

Source: DEX Screener · Awaiting first response

Indicative DEX prices; not PROFI settlement prices.

The core idea

Two sides. One escrow.

Earn supplies stablecoin. Protect supplies the asset and a premium reserve. Both sides fund the same market before it starts.

Earn

You hold stablecoin.

10,000.00 USDG

Receive conditional premium. A final price below the barrier returns underlying tokens, which can mean a large loss.

Market escrow

Principal + underlying tokens + premium reserve

No lending, leverage or reuse of collateral.

Protect

You hold the asset.

100 tokens + 200.00 USDG reserve

Pay for qualifying coupons. A final price below the barrier settles your tokens at the strike. Losses above the barrier are not protected.

Illustrative funding for one matched lot. Figures illustrate the protocol mechanics. Fully funded does not mean risk-free.

How a market works

From template to claim.

Follow a market through five stages. Choose a scenario to see how the same terms produce different outcomes.

01 / 05 · Studio

Illustrative example

Agree the terms first.

Strike
100.00 USDG
Barrier
65.00 USDG
Autocall
100.00 USDG
Observations
4 scheduled

Vaults

One deposit.
Several markets.

A vault allocates stablecoin across approved Earn markets in one epoch. Hold shares and redeem after the markets settle.

Diversification does not remove downside. You carry the risk of every market the vault holds.

Explore Vaults (Mock)

Allocation overview

Epoch 14

Mock data

One deposit distributed across the epoch.

  • TSLA 4W A40%
  • NVDA 6W B35%
  • GOOGL 4W20%
  • Cash buffer5%

Illustrative allocation · withdrawals after settlement

Shares per epoch
One share per USDG deposited. Cancel before the deposit window closes.
A cash buffer
Part of the epoch remains in stablecoin. The rest carries the risk of its Earn markets.
Redeemed after settlement
Receive assets pro rata. Cash redemption depends on an approved conversion route; in-kind fallback applies if conversion cannot be completed.

Payoff explorer

See exactly what happens at the barrier.

Drag the final price. The numbers come from the same integer payoff model the app uses, on a reference market with illustrative data.

Observations before maturity

Every observation before maturity stays above the barrier.

30%Barrier 65.00 / Strike 100.00130%
  • Earn
  • Protect

At 80.00: Earn +190/Protect -200

-10,000-5,0000+5,000+10,0003050100130Barrier 65Strike 100

Earn at 80.00

Receives
10,190.00 stablecoin
Net coupons included
190.00
Result vs principal
+190.00 (+1.9%)

Protect at 80.00

Receives
100 tokens
Premium paid
200.00
Net vs holding the token
-200.00
View the chart as a table
Earn and Protect result by final price for the selected path
Final priceClosureEarn resultProtect net
40.00Maturity below barrier-5,857.50+5,850.00
55.00Maturity below barrier-4,357.50+4,350.00
60.00Maturity below barrier-3,857.50+3,850.00
64.99Maturity below barrier-3,358.50+3,351.00
65.00Normal maturity+190.00-200.00
70.00Normal maturity+190.00-200.00
80.00Normal maturity+190.00-200.00
100.00Normal maturity+190.00-200.00
120.00Normal maturity+190.00-200.00

One cent either side of the barrier.

The jump is intentional. Just below 65, Earn carries the entire fall from the strike. At or above it, Earn gets stablecoin back. A 65% barrier does not cap Earn's loss at 35%.

Compare the amounts at 65.00 and 64.99
Normal maturity

Final price 65.00

Exactly at the barrier still qualifies for the coupon and for stablecoin back.

Earn

Receives
10,190.00 stablecoin
Net coupons included
190.00
Result vs principal
+190.00 (+1.9%)

Protect

Receives
100 tokens
Premium paid
200.00
Net vs holding the token
-200.00
Maturity below barrier

Final price 64.99

One cent lower. Earn's position is worth 3,548.50 less.

Earn

Receives
142.50 stablecoin + 100 tokens
Net coupons included
142.50
Result vs principal
-3,358.50 (-33.6%)

Protect

Receives
10,050.00 stablecoin
Premium paid
150.00
Net vs holding the token
+3,351.00

Every way a market can end.

The four terminal outcomes side by side, including the losses. Token amounts are valued at the last observed price.

Compare all four settlement outcomes
Early close (autocall)

Autocall

Observation 2 is at or above the autocall level. The market closes early.

Earn

Receives
10,095.00 stablecoin
Net coupons included
95.00
Result vs principal
+95.00 (+1.0%)

Protect

Receives
100.00 stablecoin + 100 tokens
Premium paid
100.00
Net vs holding the token
-100.00
Normal maturity

Matures at or above barrier

Every coupon qualifies and the final price holds above the barrier.

Earn

Receives
10,190.00 stablecoin
Net coupons included
190.00
Result vs principal
+190.00 (+1.9%)

Protect

Receives
100 tokens
Premium paid
200.00
Net vs holding the token
-200.00
Maturity below barrier

Matures below barrier

The final price ends below the barrier. Earn receives the token.

Earn

Receives
95.00 stablecoin + 100 tokens
Net coupons included
95.00
Result vs principal
-4,505.00 (-45.1%)

Protect

Receives
10,100.00 stablecoin
Premium paid
100.00
Net vs holding the token
+4,500.00
Exceptional unwind

Unwind

Oracle data is missing past its deadline at observation 3.

Earn

Receives
10,095.00 stablecoin
Net coupons included
95.00
Result vs principal
+95.00 (+1.0%)

Protect

Receives
100.00 stablecoin + 100 tokens
Premium paid
100.00
Net vs holding the token
-100.00

Illustrative reference market: strike 100, barrier 65, autocall 100, 4 observations, gross coupon 50 per observation, protocol fee 5% of the gross coupon. Illustrative only; not a forecast and not an offer.

Risks and transparency

What can go wrong, said plainly.

Read this before the app. The structure is designed to be funded and transparent; it is not designed to be safe.

  • 01

    Earn can lose most of its stablecoin.

    If the final price ends below the barrier you receive the underlying token, valued at that price. A 65% barrier is not a 35% loss cap: in the reference market, on the "Keeps falling" path, a final price of 54 leaves Earn at -45.1% versus principal.

  • 02

    Protect still pays premium.

    Every qualifying observation pays a coupon out of your reserve. If the price stays above the barrier you can spend the whole reserve and receive no settlement.

  • 03

    Protection has limits.

    A loss while the final price is at or above the barrier is not protected. Protection also ends on early termination (autocall) or unwind.

  • 04

    Unwind stops protection.

    If oracle data for an observation is missing past its deadline, the market unwinds: Earn gets principal back, Protect gets the token and the remaining reserve. Later coupons and protection are cancelled, and premium already paid is not refunded.

  • 05

    Oracles and issuers can fail.

    Prices come from an oracle and the underlying is a tokenized asset with an issuer. A wrong or stale price, or a problem at the issuer, changes what each side receives.

  • 06

    Funded does not mean safe.

    Fully funded means obligations are held in escrow by contract. It does not make an outcome certain. The contracts are not audited, and this MVP uses simulated data.

Launch gates

Not live. Here is what must happen first.

This MVP uses simulated data. These gates are required before PROFI could accept real funds.

  1. 01

    Independent smart-contract audit

    Escrow, factory, oracle adapter and vault reviewed by an outside firm, findings resolved.

    Required
  2. 02

    Oracle and deadline policy review

    Price source, staleness limits and the missed-observation deadline signed off.

    Required
  3. 03

    Legal and eligibility review

    Who may use each product, and in which jurisdictions, decided before launch.

    Required
  4. 04

    Studio parameter limits

    Template bounds for barrier, coupon, tenor and caps reviewed and published.

    Required
  5. 05

    Public testnet period

    A run on testnet with an incident process, before any real funds are accepted.

    Required

Walk through a market from template to claim.

Connect your wallet, follow market prices and explore how conditional protection works. Market deposits and claims remain simulations until protocol activation.